If you're concerned about it call your platform of choice's customer support and speak with them about it.
I've had mine turned off mostly because I don't use a CC with my Xbox or Playstation.
Hind sight being 20/20 it is now clear 3arc and inifity ward being 2 different companies, why would elite for 1 be the same for the other. Activision should have required to the 2 to make elite info carry over but they did not. Now what was being sold as a 1 year membership with auto renewal is being called a season of content. I intentionally purchased my elite premium membership when the first dlc drop for mw3 occurred. My thought process was that i would have 1 month carry over from my membership and auto renew for blops 2. That is not going to happen.